Collegiate Athletic Coverage.
Our basic athletic accident plan covers injuries sustained during covered, regularly scheduled, supervised, organized games or practices while participating as part of a covered collegiate team, as well as organized group travel directly to and from covered games. Catastrophic coverage is available for injuries exceeding a specific deductible threshold within a specified period of time as well as certain catastrophic injuries. Benefits include Medical, Dental, Rehabilitative, Custodial Care, Total and Partial Disability Adjustment and Special Expenses, Ancillary Illness and Injury, Death and Dismemberment and College Education.
Our range of plans include:
Fully Insured Plan for athletes, cheerleaders, student managers and student trainers.
Aggregate Deductible Plan, is an innovative product with a self-insured annual per institution deductible designed to assist schools in reducing their accident costs.
Primary Student Athletic Accident Plans designed for student-athletes who do not have primary coverage or those whose primary coverage will not pay in certain areas.
"Gap" Insurance to cover the difference between medical maximum coverage of the basic sports plan and the level of deductible for the catastrophic sports plan.
Catastrophic Injury for injury costs that exceed either the dollar amount of the period limits of other regular basic athletic coverage.